AXA
Claims OrchestrationColleague Portal
Event-Driven Platform

Governance & Controls

Automation policies, model governance, and compliance settings

Automation Policy Controls
Versioned policy: v1.3.2
£5,000

Claims above this amount require HITL review

30%

Claims with fraud score above this require HITL

80%
75%

Region-specific Controls

Model Governance
AI model versions and explainability requirements
Claims Classifierv2.1

Routes claims to STP or HITL based on risk assessment

Fraud Score Modelv4.0

Detects potential fraud indicators in claims

Settlement Enginev3.2

Calculates settlement amounts based on coverage

Explainability Requirement

Key factors are logged for all AI decisions. Decision rationale is captured in audit trail.

Audit & Compliance
Audit trail and compliance controls

Immutable Event Log

All events stored with tamper-proof audit trail

PII Minimisation

Personal data minimised in logs and traces

Role-based Access

Evidence and data access controlled by role

HITL Governance
Human-in-the-loop review policies

High Impact Decision Routing

High impact decisions require human validation before processing

Override Reasons Mandatory

All AI recommendation overrides require documented justification

Queue & SLA Monitoring

Real-time monitoring of adjuster queues and SLA compliance

"AI recommends. Human decides."